Contractors' Insurance

Contractors know that winning bids is essential to being a successful builder. But, just as important is protecting yourself from unnecessary risk.

A job site accident may lead to a major financial loss for an uninsured contractor.

Protection for every budget or job

Because every business is different, commercial insurance solutions for contractors may range from a basic policy to a thorough mix of coverages.

Also, the type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.

We understand you need to stay focused on work, and not the risks you face every day. That's why we work with multiple carriers to find you the best coverage at the most affordable price.

Insurance keeps working, even after the job is done

Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.

Our insurance continues to protect you from any accidents or faults that may allegedly result from work you oversee or perform. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.

What does contractors' insurance cover?

The list of coverage areas that need to be addressed in your contractors' insurance include:

  • Property in transit
  • Workers Compensation 
  • Trucks and other commercial vehicles 
  • Errors and omissions

If your contractors' insurance misses any of this protection, your job and your company may be at serious risk.

Do you need construction insurance?

Any person or business working in the construction trades needs insurance - building construction, heavy construction, or home improvement. We offer coverage for every trade, including:

  • Contractors'
  • Carpenters
  • Plumbers
  • Handyman
  • Electricians
  • Masonry
  • Alarm Security Company
  • Home Builder
  • Developer
  • Renovation
  • Welding
  • Artisan Contractors

What about the cost?

Understandably, price is always a concern for contractors. But, with a custom contractors' insurance policy, you control what the coverage you want to pay for, making it surprisingly affordable.

Why we're different

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.